 provides complete design, reporting, record
keeping and consulting services for all types of retirement plans.
Special emphasis is placed upon effective communication of the complex
regulations and language of today's retirement plans to our clients
and their advisors.
With decades of collective pension experience, the 8-person RAI staff of well-trained, service-oriented professionals will create and maintain the plan that best meets the financial and retirement objectives of your business and employees.
In today's business environment,
employers have the opportunity to both reduce taxation and retain
top employee talent through well-designed benefit programs. Among
the most important components of a comprehensive program are qualified
retirement and “cafeteria” plans. That's
where we can help.
WHY QUALIFIED RETIREMENT PLANS?
Qualified plans offer many key advantages to employers including
substantial tax deductions and tax-free growth of plan assets. The
plans also provide participants with simple and effective means
of accumulating capital for retirement or other purposes. Profit
sharing, employee stock ownership and other related plans increase
employee motivation and promote interest in the overall success
of the company.
There are several types of qualified plans currently available,
singly or in combination. Some approaches provide flexibility, while
others stress commitment. Our consultants can explain the details
of the various plan options available to you, based upon a thorough
analysis of company and employee goals.
|
|
 |
 |
|
RAI President
Samuel
Harding, APA
|
Retirement Plan
Consultant
Daniel Harding |
RETIREMENT PLAN DEVELOPMENTS NEWSLETTER: July 2010
 Automatic Enrollment in 401(k) Plans Now Dominates at Large Employers
A majority of large employers now automatically enroll workers into their 401(k) plans, the nationís predominant vehicle for employees to save for retirement, according to a new survey. The survey also found that target-date funds are the most prevalent default investment option used for 401(k) plans.
To read the complete story, sign up to receive our Retirement Plan Developments newsletter.
Employers with Defined Benefit Plans Face Complex Decisions
Employers who offer defined benefit pension plans have big decisions to make. The Preservation of Access to Care for Medicare Beneficiaries and Pension Relief Act of 2010, signed into law on June 25 by President Barack Obama, includes sorely needed funding relief for employers who offer defined benefit (DB) plans.
To read the complete story, sign
up to receive our Retirement Plan Developments newsletter
Actuarial Study Sees Little Change Among Americans in Planning for the Future
While the economic downturn has affected employment and the way Americans manage their spending and saving, what hasnít changed is the level of retirement planning, or lack thereof. According to a new report, for both 2007 and 2009 almost one-third of pre-retirees stated that retirement will not really apply to them. Both pre-retirees and retirees say they plan to prepare for retirement risks, but little has changed in how they are addressing the gaps in strategies, such as concerns with protecting inflation from outpacing savings or the risk of outliving their assets.
To read the complete story, sign
up to receive our Retirement Plan Developments newsletter.
updated 07.22.2010
|
|
