Retirement Administration, Inc.
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4966 El Camino Real
Suite 213
Los Altos, CA 94022

Phone: 650-961.5500
and 800-608.2563
Fax: 650-961.8495

 
 

 

 

 

 

 

 

 

 

 

 

 

 

Retirement Administration Inc.provides complete design, reporting, record keeping and consulting services for all types of retirement plans. Special emphasis is placed upon effective communication of the complex regulations and language of today's retirement plans to our clients and their advisors.

With decades of collective pension experience, the RAI staff of well-trained, service-oriented professionals will create and maintain the plan that best meets the financial and retirement objectives of your business and employees.


In today's business environment, employers have the opportunity to both reduce taxation and retain top employee talent through well-designed benefit programs. Among the most important components of a comprehensive program are qualified retirement and “cafeteria” plans. That's where we can help.

Working today with your future in mind

 

 

Sam Harding, president of Retirement Administration Inc.

RAI President Samuel Harding, APA


RETIREMENT PLAN DEVELOPMENTS NEWSLETTER: February 2010
Retirement Plan Developments newsletter
Significant Differences Between Small and Large Defined Contribution Plan Sponsors in Their Understanding of Fiduciary Responsibility
Almost four years after the passage of the Pension Protection Act (PPA), only 29% of defined contribution plan sponsors from micro-size (less than $1 million in assets) and small-size plans (between $1 million and $10 million in assets) report being familiar or very familiar with the PPA and how it could benefit their plans. In contrast, 61% of plan sponsors from mega-size plans (more than $250 million in assets) say they're familiar with the PPA, according to new research.

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DOL Issues Final Safe Harbor Rule on Employee Contributions to Small Pension and Welfare Plans
The U.S. Department of Labor last month announced the publication of a final rule to protect employee contributions deposited to small pension and welfare benefit plans with fewer than 100 participants by providing a safe harbor period of seven business days following receipt or withholding by employers.

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Analysis of President Obama's Auto-IRA Proposal
The Obama administration should be applauded for recognizing retirement insecurity as a major national issue. However, the measures proposed should be only a starting point for reform.

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OTHER HELPFUL SITES:
Schwab Investment Planner

updated 02.01.2010

WHY QUALIFIED RETIREMENT PLANS?

Qualified plans offer many key advantages to employers including substantial tax deductions and tax-free growth of plan assets. The plans also provide participants with simple and effective means of accumulating capital for retirement or other purposes. Profit sharing, employee stock ownership and other related plans increase employee motivation and promote interest in the overall success of the company.

There are several types of qualified plans currently available, singly or in combination. Some approaches provide flexibility, while others stress commitment. Our consultants can explain the details of the various plan options available to you, based upon a thorough analysis of company and employee goals.