We Don't Do Ordinary
RAI shields business owner salaries and company profits with elite retirement plan designs that provide maximum tax deductions. More savings. Less tax. Less stress.
Who We Serve
Profitable Small Business Owners
Our team gives profitable, small business owners what they crave – maximum tax deductions.
Business owners realize more in salaries and profits by making significant tax-deductible
contributions, while still meeting non-discriminatory regulations, with a qualified
retirement plan design.
Venture Capital and Hedge Fund Firms
RAI designs advanced plans that utilize alternative asset investments in private equity to
create qualified retirement plans.
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Our Solutions
RAI defends the egg with custom, advanced strategies combining cash balance plans, tiered profit
sharing, 401(k), Roth 401(k) and
Roth converted plans.
Highly sophisticated combination designs layering 401(k) Profit Sharing Plans with a Cash
Balance Hybrid Defined Benefit plan to help owners significantly reduce their taxes while
hyper-funding their retirement plans.
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A Roth 401(k) plan lets business owners increase their retirement savings contributions while
offsetting future tax liability. Unlike a Roth IRA, which is unavailable to high-income business
owners, a Roth 401(k) does not have income restrictions and can be especially attractive to
holders of private company stock.
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Alternative investments in private equity, real property, and tax-deductible life insurance
wrapped inside a 401(k) plan can bolster savings and significantly reduce current and future tax
burdens.
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The PRT is a proprietary non-qualified retirement trust allowing an unlimited amount of
funding, where any Californian can self-direct appreciating assets, including private business
interests, and receive “true” asset-protection against creditors and bankruptcy.
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QLS is an innovative approach to accessing money from a qualified retirement plan. The strategy
helps clients minimize the tax impact on qualified plan assets and increase the value and
transferability of traditional assets.
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The RPT is a vehicle for successful business owners to mitigate income taxes and appreciate
assets. This plan offers considerable Pre-Tax Contributions, Tax Deferred Growth, and Tax
Advantaged Distributions.
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People finance the purchases of businesses, homes and cars, so why not a life insurance
policy? For successful families who would rather have their money invested elsewhere, they can
now finance their life insurance premiums to keep the out of pocket at a minimum, while still
securing the death benefit coverage needed.
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RAI’s Combo-K Solution
Fortification and Strategy
Our high-powered team goes into the trenches to design a retirement
fortress unlike any other advanced
retirement plan. We are experts in all the regulatory and tax stipulations, yet we go beyond the
basics because our clients want
more than standard plan design and administration. They want an out-of-the-box answer. They want
to pay less in taxes. They want
maximum savings. They don’t want cut-rate solutions. They want a competitive recruitment and
retention tool.
We offer smart solutions for high-powered tax shielding.
Taxing Times Require
Creative Solutions
Our
successful small
business owner clients crave premium and dynamic solutions to fortify and shield their income from
taxation. We don’t do ordinary. We
defend the egg.
Services
- Plan Design and Consulting
- Installation and Maintenance
- Prototype Documents and Amendments
- Plan Policies and Procedures
- Summary Annual Report
- Distribution and loan Processing
- Track Vesting
- Employee Communications
- Summary Plan Description
- Determination Letter
- Full Compliance Testing Services
- Signature-ready 5500 Reporting
- Unlimited Calls to Our Service Representatives
- Allocation of Forfeitures and Profit Sharing Allocations
Ready to Make Your Move?
Cross over to RAI – Many firms can do ordinary, basic,
retirement plan design and
administration. Small business owners save little toward retirement and lose nearly half their
pass-through profits to
taxation.
Contact Us

Retirement Administration, Inc
4966 El Camino Real Suite 213
Los Altos, CA 94022
Phone: 650.961.5500 and 800.608.2563
dan@retirementadmin.com
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