We Don't Do Ordinary
RAI shields business owner salaries and company profits with elite retirement plan designs that provide maximum tax deductions. More savings. Less tax. Less stress.
Who We Serve
Profitable Small Business Owners
Our team gives profitable, small business owners what they crave – maximum tax deductions. Business owners realize more in salaries and profits by making significant tax-deductible contributions, while still meeting non-discriminatory regulations, with a qualified retirement plan design.
Venture Capital and Hedge Fund Firms
Highly sophisticated combination designs layering 401(k) Profit Sharing Plans with a Cash Balance Hybrid Defined Benefit plan to help owners significantly reduce their taxes while hyper-funding their retirement plans.
Roth 401(k) and Roth Conversions
A Roth 401(k) plan lets business owners increase their retirement savings contributions while offsetting future tax liability. Unlike a Roth IRA, which is unavailable to high-income business owners, a Roth 401(k) does not have income restrictions and can be especially attractive to holders of private company stock.
Alternative Assets in Private Equity Investments
Alternative investments in private equity, real property, and tax-deductible life insurance wrapped inside a 401(k) plan can bolster savings and significantly reduce current and future tax burdens.
Private Retirement Plans
Private Retirement Plans have become one of the most powerful protection and wealth preservation
strategies in California in the last decade, because it can be structured as one of the strongest, safest
and most cost-effective planning tools for anyone in California who is building private equity, business
interests, real estate, or any other investment for their future retirement.
Qualified Leverage Strategy
QLS is an innovative approach to accessing money from a qualified retirement plan. The strategy helps clients minimize the tax impact on qualified plan assets and increase the value and transferability of traditional assets.
Restrictive Property Trusts
The RPT is a vehicle for successful business owners to mitigate income taxes and appreciate assets. This plan offers considerable Pre-Tax Contributions, Tax Deferred Growth, and Tax Advantaged Distributions.
People finance the purchases of businesses, homes and cars, so why not a life insurance policy? For successful families who would rather have their money invested elsewhere, they can now finance their life insurance premiums to keep the out of pocket at a minimum, while still securing the death benefit coverage needed.
RAI’s Combo-K Solution
Fortification and Strategy
We offer smart solutions for high-powered tax shielding.
Taxing Times Require Creative Solutions
- Plan Design and Consulting
- Installation and Maintenance
- Prototype Documents and Amendments
- Plan Policies and Procedures
- Summary Annual Report
- Distribution and loan
- Track Vesting
- Employee Communications
- Summary Plan Description
- Determination Letter
- Full Compliance Testing Services
- Signature-ready 5500 Reporting
- Unlimited Calls to Our Service Representatives
- Allocation of Forfeitures and Profit Sharing Allocations