Is Your Egg Under Siege?

Don’t let the IRS Tax Pterodactyl snatch your company profits and savings

Combo-K Advantages

Tax Shielding

Income Protection

Alternative Assets

Advanced Plan Design

We Don't Do Ordinary

RAI shields business owner salaries and company profits with elite retirement plan designs that provide maximum tax deductions. More savings. Less tax. Less stress.

Who We Serve

Profitable Small Business Owners

Our team gives profitable, small business owners what they crave – maximum tax deductions. Business owners realize more in salaries and profits by making significant tax-deductible contributions, while still meeting non-discriminatory regulations, with a qualified retirement plan design.

Venture Capital and Hedge Fund Firms

RAI designs advanced plans that utilize alternative asset investments in private equity to create qualified retirement plans.

Our Solutions

RAI defends the egg with custom, advanced strategies combining cash balance plans, tiered profit sharing, 401(k), Roth 401(k) and Roth converted plans.

Combo K

Highly sophisticated combination designs layering 401(k) Profit Sharing Plans with a Cash Balance Hybrid Defined Benefit plan to help owners significantly reduce their taxes while hyper-funding their retirement plans.

Roth 401(k) and Roth Conversions

A Roth 401(k) plan lets business owners increase their retirement savings contributions while offsetting future tax liability. Unlike a Roth IRA, which is unavailable to high-income business owners, a Roth 401(k) does not have income restrictions and can be especially attractive to holders of private company stock.

Alternative Assets in Private Equity Investments

Alternative investments in private equity, real property, and tax-deductible life insurance wrapped inside a 401(k) plan can bolster savings and significantly reduce current and future tax burdens.

Private Retirement Plans

Private Retirement Plans have become one of the most powerful protection and wealth preservation
strategies in California in the last decade, because it can be structured as one of the strongest, safest
and most cost-effective planning tools for anyone in California who is building private equity, business
interests, real estate, or any other investment for their future retirement.

Qualified Leverage Strategy

QLS is an innovative approach to accessing money from a qualified retirement plan. The strategy helps clients minimize the tax impact on qualified plan assets and increase the value and transferability of traditional assets.

Restrictive Property Trusts

The RPT is a vehicle for successful business owners to mitigate income taxes and appreciate assets. This plan offers considerable Pre-Tax Contributions, Tax Deferred Growth, and Tax Advantaged Distributions.

Premium Financing

People finance the purchases of businesses, homes and cars, so why not a life insurance policy? For successful families who would rather have their money invested elsewhere, they can now finance their life insurance premiums to keep the out of pocket at a minimum, while still securing the death benefit coverage needed.

RAI’s Combo-K Solution

Fortification and Strategy

Our high-powered team goes into the trenches to design a retirement fortress unlike any other advanced retirement plan. We are experts in all the regulatory and tax stipulations, yet we go beyond the basics because our clients want more than standard plan design and administration. They want an out-of-the-box answer. They want to pay less in taxes. They want maximum savings. They don’t want cut-rate solutions. They want a competitive recruitment and retention tool.

We offer smart solutions for high-powered tax shielding.

Taxing Times Require Creative Solutions

Our successful small business owner clients crave premium and dynamic solutions to fortify and shield their income from taxation. We don’t do ordinary. We defend the egg.

Services

Plan Design and Consulting
Installation and Maintenance
Prototype Documents and Amendments
Plan Policies and Procedures

Summary Annual Report
Distribution and loan
Processing
Track Vesting
Employee Communications

Summary Plan Description
Determination Letter
Full Compliance Testing Services
Signature-ready 5500 Reporting

Unlimited Calls to Our Service Representatives
Allocation of Forfeitures and Profit Sharing Allocations

Ready to Make Your Move?

Cross over to RAI – Many firms can do ordinary, basic, retirement plan design and administration. Small business owners save little toward retirement and lose nearly half their pass-through profits to taxation.

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